Welcome to The Smart Life.
Where smart people make smart decisions.
Home Equity: Loans & Lines for smart owners.
Home is where the heart is. It's also where hidden value lies. Make your home work for you with a home equity loan or line of credit. Whether you're looking to build an addition to your current house, remodel a kitchen or update a bathroom, a home equity loan or line of credit can help. Visit any First Independent branch to get started.
First Independent offers several home equity lending options, including:
- Home equity lines of credit offer you the flexibility to take only the amount you need, when you need it at a competitive market rate.
- Home equity loans offer one amount at one rate for a set period of time.
In some cases, the interest may be tax deductible. Check with your tax advisor to be sure.
Have payments automatically deducted from your First Independent deposit account for convenient, on-time payments.
Visit any First Independent banking center and ask about Home Equity Lines of Credit or Home Equity Loans. Or call us at 360.699.4293.
View our Mortgage Loan Originators.
View NMLS Federal Registry.
